Commercial Lending Case Studies
The Buzz Around Ivanhoe Capital Advisors’ Success for Their Clients
View some of our commercial lending case studies, even after their banks said no in most cases. Simply put, Ivanhoe Capital Advisors knows how to close business loans and commercial real estate loans. ICA has over 75 years of combined experience, a 95% success rate, and has orchestrated over $850 million dollars in commercial transactions.
We specialize in SBA lending, pari-passu lending, USDA lending, practice lending, ABL lending, stated income lending, commercial rental lending, commercial portfolio lending, and commercial bridge lending. That’s why we have so many case studies and success stories in the business financing and commercial real estate lending space. We only offer what we are great at.
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A Nice Little Flower Shop Has a New Owner Who Will Take it to Another Level
Ambrus, who is originally from Hungary (my grandfather’s country), came to the United States for opportunity and this is his first entrepreneurial conquest.We were able to fund a nice little flower shop for him to the tune of $599K.We know ...
Shuffleboard Anyone? New Start-up Larks Location in Kansas Funded
So, if you have not heard about Larks it is a very unique concept where they combine shuffleboard, mini-golf, arcade games, and a great restaurant and bar experience all into one! There is something for everyone. We funded a new ...
Long-Time Alaska Native Purchases Local Hardware Store in the Community
There are always those stories that tug at your heart strings. Rachel who was a long-time resident of the community in Alaska found out the local hardware store was for sale. We were able to fund $540,000 for the purchase ...
Pool Maintenance Company in Florida Secures $1 Million Purchase
As I have said before, pool maintenance companies are very profitable when they can cover small geographic areas. There is definitely a limited amount of down-time and drive-time when you can clean 20 pools in a 1 mile radius rather ...
A Really Nice Fixed Rate for This Homestar Homecare Franchise Acquisition
Our bank almost always portfolios the loans they make so we are able to do things other banks won’t do. Most banks have to sell their loans in the secondary market because they are not as well capitalized. Because of ...
Nice Little Pool Maintenance Company in Florida Closed
Who doesn’t have a pool in Florida? It’s a real pain to maintain these pools so most people hire a maintenance company to take care of this for them. Which makes these pool companies very profitable as they can service ...
The Perfect Buyers to Carry on the Legacy of This California Remodeling Company
Jonathon and Andrea had just recently received their contractor’s license in California and were ready to start a new career in their own business. Even though we had some valuation issues come up considering the business was a little down ...
A Courier Service Acquisition Made Possible Because We Saw That It Only Made Business Sense
Dave had bought a courier service very recently and saw another one for sale that he could easily integrate into the business he had just purchased. It was perfect for him. The lender he had used for the first acquisition ...
The Associate Pharmacist Becomes the Boss – Like the “Good Ol’ Days”
We were able to finance the person most deserving of buying the pharmacy which was the protégé of the current Pharmacist/owner. It seems like these scenarios don’t happen enough in our modern world, and when they do, they are special ...
Too Soon for Other Banks, but We Looked at This Plumbing Acquisition a Little Different
Corey had just recently bought 5 or 6 Battery Plus stores financed by a competitor bank who he also took this plumbing deal to. They didn’t want to do this plumbing acquisition as it was too soon for them considering ...
When Expansion Makes Sense, It Just Makes Sense
Ram started an IT company and then bought another IT company about a year later for cash. Both of these businesses were doing ok, but not exactly killing it when it came to cashflow. He then saw another IT company ...
A Fellow Banker Comes to Us Because He Knows His Bank is Too Conservative!
So a fellow banker who will be left nameless here to protect his identity met us at a show last year. He worked for a major bank who will also be left nameless in this story. That major bank, he ...
IT Acquisition That Was Worth the Wait – Even Though It Was Painful
John had a successful career in the IT sector and just about had enough of corporate America as he thought he was literally losing his soul. Go figure...we hear this a lot. He found an MSP (Managed Service Provider) business ...
The Man with the Plan to Build a Retail Empire Across Florida!
Ross is a retail superstar and has many retail locations across Florida from beach stores to collectible stores. When he saw a specialty children's clothing store called for sale in his neck of the woods he just had to add ...
Tales of an SBA SOP Nightmare…This Deal was Caught Right in the Middle!
So the SBA made some changes to their "Standard Operating Procedures" this last year. However, it really caused some chaos in the process.....probably unintended, but still chaos. At first they made some changes...then they changed those changes...then they altered some ...
Funded HVAC Acquisition in Southern, IL – Here’s Their Story
We got the funding that Phil and Abhi needed for their HVAC acquisition even when their original seller backed out at the eleventh hour. Here's the full story... Phil and Abhi were seeking to ramp up construction-related service businesses and ...
We Won’t Stop Until We’re The Flooring Kings of Michigan
Our clients wanted to become the flooring kings of Michigan and expanding through acquisitions could really speed things up under the right conditions. Learn how we got the deal done. Bryan was a well-respected flooring company owner in Western Michigan ...
Inter-Creditor Agreement Helped Closed Acquisition – ICA Explains
Our knowledge of commercial finance & agriculture really paid off for a cattle auction house acquisition due to a creative inter-creditor agreement. No bull about it, we know how to close deals! Here's the scoop... We financed the acquisition of ...
Wedding Venue Startup Acquisition In Texas CLOSED
A rustic destination wedding venue startup acquisition in Texas just closed. $2.75M based on experience, down payment, liquidity, & net worth. Read the full story: This ranch in San Patricio, Texas is a lavish yet rustic destination wedding and special ...
Daycare Acquisition In Ohio River Valley Closed By Harvard Grads
Harvard graduates got help from Ivanhoe Capital Advisors for a daycare acquisition in Columbus, Ohio, and of course, we got the deal closed. Here's the story... Two Harvard graduates and a high-level executive got into Child Services (daycare) to make ...
Hair Restoration Practice Loan Saves Atlanta Doctor $273,495
And That's Just The Beginning! Dr. Anderson has a hair restoration practice in Atlanta with about $1.25 Million in debt on an SBA 7A loan that was prime plus 2.75%. This means that his loan right now was 6.25% and ...
Closed on Start-Up Dance Studio…Not Easy in This COVID Environment
Kayla and Kaitlin's life-long dream was to have their own Dance Studio where they could build it like Sinatra - "Their Way"! Incite Dance Center is their creation and is a space for dance education that goes beyond the physical ...
Hair Restoration Clinic Expands & Saves Money With New Financing
Dr. Anderson already had some higher-rate equipment financing debt to the tune of about $393,000. He is a well-known hair restoration specialist in the Southeast that has two clinics. We were able to secure him a Small Business Association (SBA) ...
$395,000 SBA Loan Closed: Residential Painting Acquisition In Wisconsin
This Wisconsin borrower had no experience in the painting industry and had never owned a business before. This is usually a deal-breaker, but our lender was comfortable with the situation due to our client's strong cash flow. How We Secured ...
Start-Up Loan Closed For A Rosati’s Pizza Franchise In North Carolina
This scenario was referred to us by one of Rosati’s Pizza top franchise referral sources. Rosati’s Pizza is considered a Tier 1 franchise based out of the suburban Chicago area. For years that brand has been a staple in the ...
Saved This Hair Restoration Practice In Atlanta Thousands Per Month
This scenario was not easy due to the fact the prior year was the first tax return in which this hair restoration practice showed a profit. There were also some tax liabilities from prior years that we had to deal ...
40 Year Evergreen Park Mainstay CLOSED With Only 12% Down From New Buyer!
In the 1970’s Ken Wojcicki started his hot dog stand. He opened early that day in the morning and thought he was going to sell some coffee and danishes, but his first order was a polish sausage and fries…only in ...
Million Dollar Laundromat Acquisition That Was Losing Money!
Using our extensive knowledge of Advanced Credit Analysis, we were able to uncover the true cash flow value of this laundromat in order for a lender to approve the acquisition loan. We were able to recast their expenses and capitalize ...
Small Business Loan for Maid Service with Little Collateral
A buyer was interested in purchasing a small business, a maid service in Florida, and needed a loan, but was turned down multiple times by the banks. This small business consisted of a few vehicles, cleaning supplies and a client ...
We’re Approved For Independent Start-Up Restaurant Loan!
This loan was approved for the start-up of an independent restaurant with some working capital. Now they are OPEN for business in the suburbs of Chicago. SBA 7a loan program 70% loan to cost $288,000 loan amount 10 year term 10 ...
Difficult Small Business Loan – Consider That Bakery Loan Closed!
We Closed A Small Business Loan For This Bakery, in Highland Park, Despite Their Issues Open Judgements Credit Scores below 600 Multiple residential properties not making money that owner wanted to consolidate into the loan on Bakery Needed to re-cast ...
A Tough Restaurant Deal
This Family Restaurant's Bank Had Been Bought Out And The New Bank Said NO RESTAURANTS! What To Do Now? They had been to four major banks who all turned them down for refinancing! At this point they thought they were ...
Purchased a Chiropractic Practice with -$200K Net Worth: Loan Approved!
The buyer had been working at this chiropractic practice for the past year. The seller’s wife was diagnosed with cancer and wanted to sell. The borrower had a negative $200K net worth due to student loans, 650 credit score, and ...
Liquor Store Buyout – Only Open 2 Years
Liquor Store Purchase (buying out the other 50% partner) which was a relative and they had two different ideas of how to run the business. The business had only been open for two years. We were able to use the ...
$6.5 Million Loan for this Environmental Company…Can you say Pari-Passu?
So every once in a while we get a transaction that really is pretty straight-forward and no exciting plot twist is involved. This environmental company out West was one of these projects, as there was really nothing I can think ...
$6.7M Ecommerce Acquisition Closed – Fishing Tackle Company Florida
We just helped a fishing reel & tackle ecommerce acquisition in Southern Florida get funded using a Pari Passu structured deal even though there were very few hard assets. Here is the story. This fishing company does most of its ...
Ammunition Manufacturing Acquisition Closed on the East Coast
When most lenders said "no way, it's too controversial", we said we don't discriminate and got this ammunition manufacturing acquisition on the East Coast funded. Here's how we did it. Mike had built a pretty impressive food-service franchise portfolio and ...
Employee Acquisition of HVAC Company He Helped Build
HVAC company acquisition goes to a loyal employee who worked his way up from technician to GM and is now owner! Glad we could help. Here's the story behind the American dream: Mark was a very loyal employee for over ...
$10M Logistics Acquisition in Florida Just Closed
We just closed a $10 million logistics acquisition in Florida's Treasure Coast for a seafood trucking company owner who is ready to retire after 30 years. Here's the story... The owner of a very successful trucking company was finally ready ...
Wood Framing Company Buyout By 2 Employees In Colorado
Two employees buyout a wood framing company they worked at in Colorado for $9.5 million. Here is how we structured a pari-passu deal to close it. So, these two long-time employees of this wood framing market leader in Colorado wanted ...
Huge Success Story When Business Reaches Maximum SBA Loan Eligibility
Ok, so what happens when your client is trying to purchase a business for $4.8 million dollars and they only have around $2.3 million in SBA eligibility left because they currently have a $2.7 million SBA loan outstanding? Can you ...
California Dental Practice Acquisition Loan Closed With No Money Down
Dr. W is a cosmetic dentist in California who wanted to expand his current practice by acquiring the operation just down the street from him. There would not be another opportunity like this for a long time and he knew ...
Dr. Fang Gets 100% FINANCING on Her First Practice with NO MONEY DOWN!
Dr. Fang, who came to the United States from China when she was only sixteen, had been an associate in a dental practice in Southern California for almost a decade. One day, she found out about a dentist who was ...
Out Of State Loan Success: Chicago Surgical Practice Expands To Fort Lauderdale
Doctor H., a highly respected and successful surgeon in Chicagoland, wanted an out-of-state loan to expand his practice to Fort Lauderdale, FL so he can have a second location. He needed a bank that would follow him on this expansion ...
2 Dental Practice Acquisitions Minus 1 Being Sold Equals A Loan From ICA
Dr. Morelli had a successful dental practice in Oregon that he was selling. He was then moving to California to acquire two existing practices over there; one for $1 million dollars and the other one for $120,000. We had to ...
Dr. Tran Gets Funding For His State-Of-The-Art Dental Practice Expansion
Dr. Tran is a dentist in Riverside County, California who was running out of space. He also had this dream of opening up a new state-of-the-art facility. He just could not find an existing building that was sufficient for this ...
Saved A Chicagoland Dental Clinic $18,000/Year With Our Practice Loan
Dr. Becker was shelling out way too much in rent on one of his dental clinics, in the Northwest suburbs of Chicago, IL, each and every month...and he knew it. He just couldn’t stomach it any longer. When a nice ...
Dentist Saves Thousands Per Month!
"It Transformed My Practice & Life Forever" Ivanhoe was able to refinance two bank installment loans for a dentist, his ten (yes ten) equipment leases, and also get his own $75,000 investment that he put into his dental practice back ...
Dr. Knizley Received 100% Financing to Purchase Her Veterinarian Practice
Dr. Knizley was a Veterinarian who was expecting to purchase a solid cash-flowing practice. What she did not expect was how much money down was required to receive the financing. We were able to secure the funding she needed at ...
Dr. Yang Was Turned Down… Then She Called Us & Got APPROVED!
Dr. Yang was initially turned down by the bank for her dental practice acquisition. Sometimes it’s all in the presentation! Because of our 35+ years of experience, we knew how to present the transaction to underwriting that made sense for ...
Saved This Pharmacist $25K Per Month In Interest On Their Loan
This pharmacist was basically in business just pay his factoring company because after he paid them there was nothing left for himself. While he was waiting to get paid from the State of New York, his high-priced factoring company was ...
BASEBALL Has The TRIPLE PLAY… Introducing The Banking TRIPLE PLAY From ICA
Dr. Davis wanted to expand his dental practice by purchasing another competitor in his area. We were able to secure him what we are calling a Banking TRIPLE PLAY! We first got him $655,000 at 4.16% with NO MONEY DOWN ...
Dr. Porter Went From 8% Variable Rate To 4.25% Fixed Rate!
Dr. Porter had a variable start rate of 6.5% on an SBA loan he took out on his practice and the building his practice was located in. When rates started creeping up so did his payments, due to the fact ...
Doctor Rassouli Traded His 8.9% Loan On $400K For Our 4.21% Practice Loan
I don’t think you have to be a mathematician to figure this one out. 4.21% on $400,000 as opposed to 8.9% is a $1,562 per month savings! Also, we were able to term out a higher interest rate line of ...
100% Financing on a Practice Acquisition Saved Dr. Peters $3,700 Per Month
Dr. Peters will never be the same! Not after getting 100% financing on his practice acquisition of another cash-flowing dental practice and consolidating his current practice’s debt! We secured him $122,000 at 4.31% on the acquisition in which you guessed ...
Saved Dr. Moore $3,325 Per Month By Consolidating His Debt Of $864K
Dr. Moore had an SBA loan on his practice for $852,000 which was at an 8% variable rate. His personal home was also wrapped up in the SBA loan as additional collateral so he really didn’t have control of it ...
Chiropractic Team Needed Alternative Loans For Their Medical Practices
A dynamic husband-and-wife Chiropractic team wanted to purchase this beautiful medical office building in central Florida for $1 Million, pictured above. This would give them the facility they dreamed about for their practice and would also allow them to add ...
Saved Dentist Over $2,500/Mo, Paying Down Higher Interest Debt!
A dentist in the Chicago suburbs had a lot of higher interest / short amortization debt that was killing her bottom line. Most of it was equipment leases that are usually at a rate of 15-20% APR or more for ...
We Refinanced Building on Northwest Side of Chicago without Tax Returns!
My client had a property she purchased originally with a construction loan to tear down and build a 4 story condo building. Well, that was in 2007 and you know what happened in 2008. The bank reluctantly converted it into ...
Sports Bar in San Antonio Needed $540K – I Didn’t Even Ask to See Their Tax Returns!
My client needed $375K to pay off the seller note for the property his bar was located in before the owner sold it out from under him. He also needed about $165K to re-do the roof and add a beer ...
Mechanic Shop Owner Got The Financing Needed To Purchase Building
Our client had been renting space for his auto mechanic shop for 12 years and decided that 12 years was long enough! The location is considered a hot spot and he wanted to purchase the building before the landlord sold ...
How To Borrow $462,000 On A Property With Only $2,992 Of Income
My client wanted to purchase more real estate to add to her portfolio. She had a 9-unit multi-family property that was free-and-clear that she purchased from the bank a few years back. She wanted to use this property as collateral ...
Great Missouri Rental Property for a Self-Employed CPA
Trent found this single-family home in Missouri and knew it was the perfect rental property for his investment objectives. Trent is a self-employed CPA so he wanted to have a way he could purchase this property without his tax returns ...
Student Housing Investment Property Closed In Louisville – Great Income Producer
Rebecca knew that this property was perfect as a student housing investment since it was nearby Louisville University in Kentucky. She would rent this property out to multiple students because of the house's unique layout. More importantly, this means that ...
Single-Family Rental Loan Closed: A Stated Income Deal With No Tax Returns
I will keep this short and sweet. We closed another single-family rental property loan via stated income in Colorado Springs, CO and we didn't even need any tax returns or proof of income. Here's how... Heiu wanted to purchase a ...
Woman Purchases Income Producing Duplex With A Rental Property Loan
I will keep this short and sweet. Jenny from Boston wanted to purchase a rental property in Boston, pictured above, for $749K. This was a duplex that would create a nice income stream for her. Normally when you go to ...
17 Unit in Cincinnati Purchased on Stated Income, No Tax Returns Necessary!
This was a nice buy in Cincinnati for an out-of-state investor who lives on the East Coast and found this diamond-in-the-rough commercial rental that cash-flowed very nicely. However, going to a traditional bank would pose three specific problems: A bank ...
Be Like Diane…Don’t Sit on The Sidelines Of Life!
Diane Hankle is a single mother from the south side of Chicago who wanted to get into real estate with her son who is a real estate broker. They wanted to start flipping and renting properties in the northwest suburbs ...
Andre Can Now Start His Real Estate Empire
Andre Howard had a rental property at 7811 S. Langley on the south side of Chicago that was free and clear. He has owned an appraisal company for quite some time and dreamed of turning his skills into a money-making ...
Investment Property Loan | Chicago Lawyer Cash-Out Existing 3-Unit Rental
Our investment property loan program for commercial rentals helped a lawyer in Chicago that needed cash to fund a real estate project that was long overdue. When examining his scenario, we saw that he had some equity in a 3-unit ...
Chicago Fix & Flip Real Estate Investing With Lenders That Work With You
Fix and flip real estate investing on the South Side of Chicago comes with its problems. Our client wasn't getting proper valuations in certain areas of the city they were investing heavily in. One of the real estate investors was ...
New Chicago Investor Wanted To Fix & Flip His First Investment Property
We had a new fix and flip client who had invested money into a few properties with other people, but he did not show up on any of the titles of these projects so they would not count! He had ...
Investment Property Loans For A Single Family Rental in Indiana
Investment property loans helped a convenience store owner who wanted to buy a single-family rental home in West Lafayette, Indiana. This was a real hot market due to the influx of people moving from Illinois to escape high taxes. However, ...
2-Unit Investment Property Financing Without Verifying Income, Just Cash-Flow
Investment property financing helped an auto repair owner in Barberton, Ohio (near Akron, OH) who wanted to purchase a 2-Unit property in his neighborhood as an investment. However, being self-employed and not showing a lot of income, he would not ...
Peace of Mind for a San Antonio Bar Owner When His Loan Closed
I think we would all agree Covid has affected some businesses harder than others. David Harwood is a bar and grill owner in San Antonio, TX who knows first-hand how Covid can really flip your business and life upside down ...
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