Small Business Administration Loans (SBA)
Get Started6 Types Of SBA Financing
The Small Business Administration Loan Program at Ivanhoe Capital Advisors, is an excellent source of financing for most businesses. ICA has been designated as a “Preferred Financial Service” company by Preferred SBA lenders to have loans processed more quickly and efficiently.
This designation means that the SBA has delegated the approval process to our lenders, which means fast and efficient processing of your SBA loan.
Small Commercial/Industrial Real Estate Financing
Your Company’s Cash Flow & Management Capabilities Are Our Primary Indicators
SBA Disaster Loan Programs
We are actively involved in helping businesses across the United States in dealing with the ever-changing financial climate brought on by the COVID-19 Pandemic. Businesses are utilizing our advisory services to understand the different solutions available to fit each company’s needs from comparing the various alternative sources of capital provided through the SBA Cares Act.

Do You Need Help, But Not Sure What Your Best Option Is?
We can help with SBA financing or any other type of business loan program we have to offer. Regardless, we will point you in the right direction and provide you with some great information.
Discuss Your Opportunity With Us

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7(a) Loan Program
Eligible Businesses and Property Types Almost any type of for-profit business is eligible for financing. Commercial real-estate must be partially occupied by the borrower and includes, but is not limited to, the following types of properties:
Use of Proceeds Real-estate acquisition, construction, or refinance – up to 90% financing available
Small Business Acquisition – up to 80% financing available
Equipment Acquisition – up to 100% financing available
Debt Refinance -up to 100% financing available
Terms Up to 25 years for real-estate financing. Up to 10 years for equipment or business acquisition financing. Up to 7 years for permanent working capital. All loans are fully amortized.
Interest Rates and Fees Interest rates are always market competitive. Fees are generally limited to the SBA guaranty fee and customary closing costs.
Business Loan Amounts Loan amounts range from $200,000 to $5,000,000
504 Loan Program
Use of Proceeds Real-estate acquisition, construction, or refinance – up to 90% financing available
Equipment Acquisition – up to 80% financing available
Loan Structures – Financing available on projects up to $12,000,000.
ICA typically provides a first mortgage of up to 50% of the total loan-to-value. This loan can range from $100,000 to $3,000,000.
The SBA, through a Community Development Company (CDC) provides up to 40% loan-to-value in a second lien position. This loan can range from $100,000 to $5,000,000.
Terms and Interest Rates First Mortgage – up to 25-year term for real-estate loan and up to 15-year term for equipment purchase with fixed and variable interest rates available.
Second Mortgage – up to 20-year term for real-estate and up to 15-year term for equipment purchase. Fixed rate is determined at SBA guaranteed 504 debenture sale.
Fees First Mortgage – fees are always market competitive.
Fees Second Mortgage – 2.75% + legal review fee. This fee is financed in the loan. Fees also include customary closing costs, construction loan fees (if applicable), and bridge fees.
Eligible Properties

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Chicago
Chicago, IL 60634
800-975-1691
Crystal Lake
Suite 102
Crystal Lake, IL 60012
815-893-7151
Monday – Friday
8AM – 4PM
info@icadvisors.com