This scenario was referred to us by one of Rosati’s Pizza top franchise referral sources. Rosati’s Pizza is considered a Tier 1 franchise based out of the suburban Chicago area. For years that brand has been a staple in the Chicago market and now had grown from coast to coast. Our borrower wanted to start a Rosati’s Pizza in North Carolina, however, three things were standing in his way. One was that he had very little experience in retail fast food, the second is that he had very little collateral, and the third was that he did not have much post-closing liquidity. This would be a problem for most banks especially with it being a new store. We were able to secure him a $412,200 start-up franchise loan based on the strength of the Rosati’s brand alone. Sometimes you just have to have the right lender for the project and that makes all the difference in the world.