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Unsecured Business Lines of Credit

Introductory Rates of 0% for 6 – 12 Months!
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11 Reasons Why Unsecured Business Lines of Credit Could Be Your Best Friend or Salvation!

1. You're a Start Up Business or New Business
You are starting a business and can’t get a lender or bank to give you the time of day! All you hear is “We don’t do startups”.
2. No Cash Flow on Potential Business or Property
You are buying a business or property that does not cash-flow on the tax returns so a bank’s line of credit is just out of the question.
3. Purchase Price is Too Low
The purchase price of the business or property is too low and no lender wants to make a deal.
4. Strapped for Cash
You are flipping a property and need money for the purchase and material.
5. Financial Growing Pains
You want to expand your business but can’t get financing through traditional means.
6. No Personal Assets Required
You don’t want to pledge any of your assets (like your home) to purchase the business or property.
7. No Hidden Fees
You could get these cash-flow lines of credit using your credit card sales or bank account but can’t or won’t pay the line of credit shark fees that go along with it.
8. You're in a Hurry
You need a transaction to close within 14-30 days.
9. 0% Interest Rate for 6-12 Months
We secure Business Lines of Credit with a 0% interest rate for 6-12 months, which really helps cash-flow issues.
10. Debt Income Ratio is Unaffected
Business Lines of Credit don’t affect your debt-to-income ratio because they only report to business bureaus.
11. You Just Registered Your Business & You Need Cash
Even if you registered your business or LLC today we can still get you approved for a line of credit so you can start building your business credit from DAY ONE!

Get Cash for Your Business Without Collateral

Start-Ups are welcome, there’s no proof of financials, no upfront fees, and no personal reporting.
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0% interest for 6-12 months
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Get approved in 1 – 7 business days
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700+ personal credit score
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Must have a legal entity

What is an Unsecured Business Line of Credit?

A business line of credit that is issued and supported only by the borrower’s creditworthiness, rather than by a type of collateral, is known as an unsecured business line of credit. This means the line of credit is not secured against any of your assets.

Traditional lenders probably want you to use your home, car, or some other type of asset to qualify for a line of credit. Of course, this means if you default on your line of credit, you lose that asset. But what if you don’t have the collateral necessary to secure a line of credit? An Unsecured Business Line of Credit becomes a viable option to get you the financing you need to help your grow your business and prosper for years to come.

Your eligibility is determined by two factors: your credit rating and your legal entity. That’s it!

Introductory Rate

Get approved for unsecured business lines of credit with a 0% interest rate for 6-12 months.

No Hidden Fees

What you see is what you get. You won’t find any hidden fees or pre-payment penalties.

Fast & Easy

Fill out our short online application or call 800-975-1691 today! You’ll get approved in 1-7 business days.

2 Simple Requirements

700+ personal credit score in all 3 bureaus (co-signers accepted) and must have a legal entity (s-corp, c-corp, inc, LLC).

Popular Industries That Have Recently Qualified for Our Unsecured Business Lines of Credit:

Franchise

Nightclub

Salon

Restaurant

Laundromat

Auto

Computer

Technology

Chicago

6859 W. Addison
Chicago, IL 60634
800-975-1691

Crystal Lake

8600 US Hwy 14
Suite 102
Crystal Lake, IL 60012
815-893-7151
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Monday - Friday
8AM - 4PM

info@icadvisors.com

Contact us today and tell us about your business or opportunity