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Portfolio Loans For Rental Properties

This Program Is For Multiple Rental Property Mortgages
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Unlock Your Equity & Consolidate Rental Property Mortgages

Our portfolio rental loan program is designed for investors to unlock equity, get cash out of their existing rental investments, or purchase a portfolio of properties. You can also consolidate multiple rental property mortgages into a single loan so you can continue to grow your portfolio. We will not ask to verify your income meaning No Tax Returns, W2s, paystubs, or 1099s. We will never ask to see them! We will base our decision on the income of the properties and your credit. That is it! This is a truly Stated Income Loan.

This is a commercial loan so it will not report to the personal credit bureaus. This means that it will not affect your personal debt-income ratio. You can put as many rental properties as you want into this portfolio loan and you can combine 1-4 unit properties with 6+ unit properties as well. This is truly an awesome way to streamline your investments and you can even get a fixed rate for the next 30 years!

Purchase or refinance a portfolio of rental properties
Up to 80% LTV on purchases
Up to 70% on cash-out refinances
Single-family homes, condos, 2-4 units, and 5+ units
Minimum 660 FICO score
Loan terms can be 5, 7, 10, or 30-year fixed
Funds in 47 states (excludes VT, ND, SD)
Foreign Nationals allowed (up to 65% LTV, eligible countries only)
You can title properties as an entity or individual

How Do You Know If A Rental Portfolio Loan Is Right for Your Properties?

Do you currently own 2 or more rent-producing doors?
Are you looking to free up equity to acquire additional rental properties and expand your portfolio?
Are you looking to purchase an existing portfolio of investment properties?
Maybe you have multiple residential loans that are really affecting your debt-income ratio and you need to change to a commercial scenario that won’t show up on your personal credit.


6859 W. Addison
Chicago, IL 60634

Crystal Lake

8600 US Hwy 14
Suite 102
Crystal Lake, IL 60012

Monday – Friday
8AM – 4PM

    Contact us today and tell us about your business or opportunity