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Andre Howard had a rental property at 7811 S. Langley on the south side of Chicago that was free and clear. He has owned an appraisal company for quite some time and dreamed of turning his skills into a money-making venture of rehabbing homes. However, he needed the seed money in order to do so. Hence the property.

We were able to get him a 75% LTV cash-out on this property by just proving the income of the property with no outside income verification what-so-ever. No Tax returns, W2s, 1099s, paystubs, none of that. Just the fact that every month the property cash-flows enough to make the payments on his loan and the fact that his credit was better than 640 was enough to secure this stated income loan. What could be easier than that! No debt-income ratio or verifying his assets like he would have had to if he got a traditional residential loan on the property.

This Commercial Rental Loan program exists and we orchestrate a lot of them every month here at Ivanhoe Capital Advisors. Call us and find out how we can help you as well! Do you have a dream like Andre? Let’s see if we can put it in motion NOW!


  • Purchase or refinance a portfolio of rental properties
  • Fund up to 75% LTV on Refinances and Cash-outs
  • Loans from $75,000 – $2 Million
  • Non-Owner Occupied Single-Family Homes, Condos, Townhomes, 2-4 Unit properties
  • Minimum 640 FICO
  • Terms are 30-Year Fixed starting at 3.5%
  • Foreign Nationals allowed (up to 70% LTV, eligible countries only)
  • No Tax Returns, W2s, 1099s, Paystubs- no personal income verification!

Let’s Talk

If you need our help with rental property or stated income loans, have a few questions, or are ready to apply our experts are here for you. Please call us at 847-644-8085 or fill out our short form and we will get back to you within 24 hours.