Get 4% Financing With Non-SBA Loan For Medical Professionals

Medical professionals, this opportunity is too good to pass up! ICA recently helped a cardiologist out of a 7.5% variable rate into a 4.25% fixed rate with a non-SBA loan.

The doctor was using his house as additional collateral and struggling under the burden of the high variable rate. Once the cardiologist secured the non-SBA conventional loan, he went from paying $7,389 per month to $5,278 – a savings of more than $2,100 per month – and freed his house.

Some Of The Loan Commitments We Received In The Last 30 Days

• 1.4 Million Dental Practice Acquisition in Scottsdale, AZ – 10 Year Fixed Rate at 4.18%!
• 75% Buy-in to existing Medical Practice in Burnsville, NC – 10 Year Fixed @ 4.5%
• 900K Building Purchase for existing Dentist in Yucaipa, CA – 10 Year Fixed / 25 Year Amortization @ 4.99% – 600K Working Capital at 10 Year Fixed @ 4.75%!
• 1.4 Million 80% LTV Building for Dentist in San Fernando, CA – 10 Year Fixed / 20 Year Amortization @ 4.75%!
• 442,800 Dental Practice Acquisition in Parker, CO – 10 Year Fixed @ 3.96%. 75K Working Capital – 10 Year Fixed @ 5.45%!
•  1.7 Refinance of SBA Loan on Medical Practice building in Jansen Beach, FL -10 Year Fixed / 20 Year Amortization @ 4.75%!
• 400K Dental Practice Acquisition in Hagerstown, MD – 100% Financing! 10 Year Fixed @4.18%. 75K Working Capital – 10 Year Fixed @ 5.45%!

ICA Can Finance

• Dental practices
• Veterinarians
• Optometrists
• Ophthalmologists
• General medical practices
• Cardiologists
• Oncologists
• Anesthesiologists
• And other medical professionals

General Conventional Practice Structures

• 10-year terms
• 10 to 12-year amortizations (15-year AMS on a case-by-case basis)
• On practice debt, we can finance up to 100% (85% to 90% of previous year gross aggregate revenue)
• Fixed rates starting in the high 3’s
• Prepays are declining but can be waived on a case-by-case basis

General Conventional Real Estate Structures

• 10 Year terms (minimum)
• 20 to 25-year amortization
• Fixed rates starting in the low 4’s
• Prepays are declining but can be waived on a case-by-case basis
• Reasonable appraisal prices
• Reasonable practice valuations (valuations are only needed for practice worth more than $1 million)
• Fast turnaround times